Cohort 20 Certified Digital Finance Access Specialist (CDFAS)
Mobile money has genuinely transformed financial access turning a basic phone into a secure pocket bank for people who never had a bank account before. From an IS perspective, it's a great example of how telecom infrastructure can substitute for physical banking infrastructure. As a teacher, I see real potential in using mobile money as a practical, relatable entry point for teaching digital financial literacy to students.
The advent of Mobile money has changed the financial system, many innovative had up. The mobile money ecosystem has changed alot human from the traditional banking to fintech. The system has affected the economy in positive way, businesses that financial challenges had regain the position
Wirnkar Dian Rosel Simo Cameroon Cohort 8 Certified Digital Finance Access Specialist (CDFAS) I learned that small scale local shop owners reduce the gap by acting as local ATMs. This shows how mobile money has greatly transformed the world, permitting money in e- money form. I also learned that a phone serves too as a device to deposit, refund or save money with. This makes it easy for users to transfer funds easily to family members, friends and salary payments too.
Thelmah Kabamba 🇿🇲 Cohort 27 Certified digital finance access specialist
Mobile money has made a real difference for small business owners like me. I run my own hairstyling business, Mwelwa's Beauty Heaven, and most of my clients pay through mobile money rather than cash now. It has made transactions faster and safer for both of us. I recently did a research project in Chalala Township looking at mobile money adoption, and I found that many people use it not just for payments but as a way to save small amounts they would otherwise struggle to keep aside. It really does turn a phone into a pocket bank, especially for people who are not close to a physical bank branch.
Hanif chilimba 🇲🇼 Cohort 33 Certified Digital finance access specialist
Mobile banking has made things easy from enhancing daily transfers and allowing access to the unbanked population. The safety of consumer has also to be considered as individuals take advantage of others to scam them and others to lounder money
Cohort 20
ReplyDeleteCertified Digital Finance Access Specialist (CDFAS)
Mobile money has genuinely transformed financial access turning a basic phone into a secure pocket bank for people who never had a bank account before. From an IS perspective, it's a great example of how telecom infrastructure can substitute for physical banking infrastructure. As a teacher, I see real potential in using mobile money as a practical, relatable entry point for teaching digital financial literacy to students.
Usman Ileanwa Fredrick
ReplyDeleteCohort 20
Certified Digital Finance Access Specialist (CDFAS)
The advent of Mobile money has changed the financial system, many innovative had up. The mobile money ecosystem has changed alot human from the traditional banking to fintech. The system has affected the economy in positive way, businesses that financial challenges had regain the position
Wirnkar Dian Rosel Simo
ReplyDeleteCameroon
Cohort 8
Certified Digital Finance Access Specialist (CDFAS)
I learned that small scale local shop owners reduce the gap by acting as local ATMs. This shows how mobile money has greatly transformed the world, permitting money in e- money form. I also learned that a phone serves too as a device to deposit, refund or save money with. This makes it easy for users to transfer funds easily to family members, friends and salary payments too.
JONATHAN BOTTOMAN
ReplyDeleteMALAWI
COHORT 8
CERTIFIED DIGITAL FINANCE ACCESS SPECIALIST (CDFAS)
A service that allows users to store, send, and receive funds using a mobile phone number without needing a conventional bank account.
Thelmah Kabamba 🇿🇲
ReplyDeleteCohort 27
Certified digital finance access specialist
Mobile money has made a real difference for small business owners like me. I run my own hairstyling business, Mwelwa's Beauty Heaven, and most of my clients pay through mobile money rather than cash now. It has made transactions faster and safer for both of us. I recently did a research project in Chalala Township looking at mobile money adoption, and I found that many people use it not just for payments but as a way to save small amounts they would otherwise struggle to keep aside. It really does turn a phone into a pocket bank, especially for people who are not close to a physical bank branch.
Patience soko Malawi
ReplyDeleteCohort 23
Certified digital finance access specialist
While bank accounts require extensive documentation and minimum balances, mobile wallets offer swift onboarding via basic identity checks.
Hanif chilimba 🇲🇼
ReplyDeleteCohort 33
Certified Digital finance access specialist
Mobile banking has made things easy from enhancing daily transfers and allowing access to the unbanked population.
The safety of consumer has also to be considered as individuals take advantage of others to scam them and others to lounder money